Investors Daily

A free credit report is easy to get and in the United States, you can get a report from each of the three reporting agencies, TransUnion, Equifax and Experian each year.  Many people do not take advantage of the free credit report to which they are entitled, although you should.   You need to monitor your credit to make sure that there are not errors on your reports that can prevent you from getting loans.  You also need to make sure that no one else is using your name or social security number.  This is called identity theft and is a very common crime.  Getting a free credit report can stop identify theft before it gets out of hand.  You have nothing to lose and everything to gain by keeping track of your credit.  Simply write or call the three agencies and request your free credit report on an annual basis.