Archive for the 'Finance' Category

Credit recovery

Friday, October 10th, 2008

The moment that I dreaded for the last three years had finally come. My old truck had finally gone passed the stage that it could be repaired and I would need to look around to find a new one. Why I feared the moment was that a few years ago my business had gone through a really bad patch, work was very thin, and my cash flow was a disaster. It didn’t take long before the bank was calling me up and checks were being returned. I knew that I had seriously dented my credit score and it would take a long time to make it right. Things in the business picked up and as if sensing our vulnerability, the old truck seemed to potter on for ever, from running repair to running repair, till one day it just seemed to seize up and die. I told myself, “What have I got to lose” and gave a local credit repair company a call. I was delighted to discover a couple of day later that that my credit was good for a loan to buy a used truck. I spoke to my bank manager, and he was happy to see me and to set me up with finance.

The worst

Tuesday, October 7th, 2008

idea in the last decade besides the Iraq War, is to not only allow the government to use OUR money to purchase the failing AIG (how is this even legal…is the government allowed to buy companies, what about monopoly or conflict of interest, or the fact that it is to serve the needs of the general public and private companies are by their very existence specialized and private?) but also to allow least efficient organization in the country to manage the efficient use of it? It’s the height of ridiculous.  At least I feel blessed that my sep ira is 30% bonds, so as to cushion the blow of the recent market downturn.

Wondering About How To Become A Financial Planner

Saturday, October 4th, 2008

%HEADER%
I’ve checked out some information on exactly How Do I Become A Certified Financial Planner, and it looks doable from my perspective.
I’d much rather help people find financial independence than keep working for bit corporations suing each other.
Your comments are welcome as always.

Thoughts On Financial Planning Careers

Thursday, October 2nd, 2008

It seems to me that
Financial Planning Careers would be a good fit for me. I like learning about money and finance in general, and would love to help people get their financial houses in order.
From what I can tell after reading up on
the Institute Of Certified Financial Planners, it should be too hard for me to get registered and get started.
I can’t think of any better way to earn a living than to help people achieve financial independence.
Let me know what you think about all this.

What Rules Affect The Amount Of Contributions To An Ira?

Thursday, October 2nd, 2008

There are several limits and rules that must be followed when it comes to the Ira contributions that a person can make. These limits and rules include community property laws, brokers commissions, trustees fees, and qualified reservist repayments. The community property laws is when a the holder and the spouse needs to figure their assets separately to find out their own contribution. The brokers commissions could possibly be used as a deduction and are subject to the contribution limit but this has to checked out per state. The trustees fees could also possibly be a deduction but they are not subject to any of the contributions.

My Personal Experience With Financial Planner Careers

Tuesday, September 30th, 2008

It seems to me that
Financial Planner Careers would be a good fit for me. I like learning about money and finance in general, and would love to help people get their financial houses in order.
I’ve read up on
Certified Financial Planner Certification, and it looks like a law degree is a fine background for the business.
I’d much rather help people find financial independence than keep working for bit corporations suing each other.
Let me know what you think about all this.

Thinking About How To Become A Financial Planner

Monday, September 29th, 2008

I’m thinking of checking out
How to Become a Financial Planner. It would be a shift, but I think I would enjoy it. I’d like to help real people get their finances in order.
I’ve been researching Independent Financial Advisors in particular. Registration requirements aren’t too bad for someone with my background/
I’d much rather help people find financial independence than keep working for bit corporations suing each other.
I’ll be looking forward to your comments.

Switching To Socially Responsible Investing

Sunday, September 28th, 2008

It used to be that focusing on
Socially Responsible Investing meant getting subpar returns. I think that time has passed. Nowadays, Green stocks are hot, and I think that a world-wide boom in sustainable enterprise is just beginning.
I’m especially excited about the potential of Socially Responsible Investments. Green enterprise and eco-friendly business practices are absolutely essential to our future.
There’s no longer a need to compromise between profits and responsibility - there are plenty of great businesses out there that can offer both.
Ok - that’s it for today.

Learning About Canada Forex

Friday, September 26th, 2008

I’ve been curious lately about Canada Forex.
The looney has reached record highs against the dollar several times recently.
I’ve read up as much as I can on Canadian Currency Exchange, and I think I have enough to get started.
Of course I’m hardly new to forex, so adding one more currency shouldn’t be too tough.
Please comment and let me know what you think.

Make Sure You Have The Proper Paperwork For Your FHA Loan Application.

Friday, September 26th, 2008

When you are in the process of getting an Fha loan, you need to make sure that you have all the proper paperwork that you need in order to finish the loan process. Usually your loan officer will tell you right up front everything that you need and he wants you to get it all while he is going through the process because sometimes there are items that take a while to get and the longer it takes to get paperwork, the bigger delay there will be in the process of the FHA loan application and this means that you won’t be able to get into your house very soon.