Investors Daily

About How To Become A Financial Planner

admin — Sun, 07 Sep 2008 12:44:48 +0000

I think it’s high time I learned more about
How to Become a Financial Planner. I’m sick of practicing law, and would rather help individual people out with their finances.
I’ve read up on
the Financial Planning Process, and it looks like a law degree is a fine background for the business.
I couldn’t possibly care less about working with big corporations. I much prefer to help people I know with their finances.
Ok - that’s it for today.

Learning About Loan Amortization Schedules

admin — Sat, 06 Sep 2008 19:44:25 +0000

The time has come to get more info on Loan Amortization Schedules.
I’m considering a 15-year mortgage, but I need to figure out what the payments will be.
I’ve made some good progress learning about Amortization Schedule Spreadsheet online over the past few days.
Once I get the numbers sorted out I should be able to make a good decision.
%conclusion%
Let me know what you think about all this.

Christian Debt Relief and Identity Theft

admin — Sat, 06 Sep 2008 02:45:03 +0000

As you may be aware, it is impossible to control the ability of people to say they are christian debt relief counselors. In some cases, you may find that these websites are actually owned by individuals that are mainly interested in obtaining your social security number, and other sensitive information. Unfortunately, this can leave you open to identity theft. As with many other things, people can and will try to allay your natural suspicions by trying to hide behind a spiritual facade. Therefore, before signing on with consumer debt management counselors, it is crucial to make sure that they are a legitimate agency for debt counseling. At the same time, you may also want to try and find out whether or not there is a recognized member of the clergy involved with the agency.

My Experiences With SEP IRA Retirement Plans

admin — Fri, 05 Sep 2008 19:40:47 +0000

My company is offering
SEP IRA Retirement Plans as its primary retirement benefit. I’m thinking that signing up is a good idea, but I don’t know how the whole process works.
I’ve been digging around the net trying to learn more about
How To Set Up A Sep Ira so I can make the right decisions, but I’m a bit clueless when it comes to finance, so it’s been slow going.
Hopefully I’ll be able to set things up and just let them coast after that. I don’t like micro-managing financial stuff.
Your comments are welcome as always.

My Experiences With SEP IRA Retirement Plans

admin — Fri, 05 Sep 2008 12:40:40 +0000

My company is offering
SEP IRA Retirement Plans as its primary retirement benefit. I’m thinking that signing up is a good idea, but I don’t know how the whole process works.
I’ve been poking around the net checking out info on Sep Ira Retirement Plans, but it’s complicated. It’s just not he sort of thing I like to spend my time thinking about. But of course it has to be done.
At least I’ll save some money on taxes. That bite the government takes out of my paycheck just keeps getting more and more painful every year.
What do you think?

My Experiences With SEP IRA Plans

admin — Thu, 04 Sep 2008 19:40:58 +0000

Learned today that my employer offers
SEP IRA Plans instead of 401ks. I know nothing about them. Time to do some research.
I’ve been poking around the net checking out info on Sep Ira Retirement Plans, but it’s complicated. It’s just not he sort of thing I like to spend my time thinking about. But of course it has to be done.
Hopefully I’ll be able to set things up and just let them coast after that. I don’t like micro-managing financial stuff.
Maybe you can help settle the matter - feel free to comment.

How Annuities Work: Straight Life

admin — Tue, 02 Sep 2008 02:45:55 +0000

A straight life annuity is probably the simplest for of annuities you can buy. They are based on providing income until death. This type of annuity is less expensive because there is no other type of component to this insurance. The less time that an annuitant is expected to live, the higher the annuity will be. There is no form of payout offered to the annuitants beneficiaries upon his/her death.

Once you understand how annuities work, you know that compared to an annuitant who has a greater life expectancy, payouts per pay period are increased for annuitant with low life expectancy. Life annuities pay a pre-determined amount until death and the term annuity pays a pre-determined amount until the product expires

Learning About SEP IRA Plans

admin — Mon, 01 Sep 2008 19:41:17 +0000

Just started a new job that uses
SEP IRA Plans instead of a 401k plan. Looks like I have some research to do, now, as I haven’t the slightest idea how SEP IRAs work.
In particular, I need to know more about Sep Plans. There’s some decent stuff on the net about it, but it’s hard to stay focused on it. This stuff is just so dry and dull.
At least I’ll save some money on taxes. That bite the government takes out of my paycheck just keeps getting more and more painful every year.
More on this soon.

About SEP IRA Retirement Plans

admin — Mon, 01 Sep 2008 02:41:09 +0000

Checked into the benefits package at my new job today, and it looks like they focus on
SEP IRA Retirement Plans for retirement, instead of the standard 401k plan. Looks like I have some reading to do. I had never even heard about these before today.
I’ve been coming the net for info on Sar Sep Accounts, but it’s been slow. This stuff just makes my eyes glaze over.
I’m hoping I’ll be able to set things up once and be done with it. Use dollar-cost averaging to smooth things out over time.
Your comments are welcome as always.

Thoughts On SEP IRA Retirement Plans

admin — Sun, 31 Aug 2008 19:40:59 +0000

So the new job offers employees
SEP IRA Retirement Plans for retirement. I have no idea how they work. They look a bit more flexible than 401ks at first glance, but I don’t know for sure.
I’ve been poking around the net checking out info on 5305 Sep Forms, but it’s complicated. It’s just not he sort of thing I like to spend my time thinking about. But of course it has to be done.
Hopefully it won’t have to be an ongoing thing - I can just set things up and forget about it. I hate managing this stuff.
I’m sure I’ll have more to say about this down the line.