Making a decision to contribute to both Roth and Traditional Irais a good one because each retirement path has a good and bad side. If eligibility is not a problem going for both is a good option. The contribution limit can be shared between the two plans. Funds in a traditional Ira are subject to income tax on distribution while those in a Roth plan are not. Traditional Ira also required minimum distribution limits while Roth does not.
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