All annuity plans are not the same, though they all provide the basic benefit of making a monthly payout to the beneficiary after the retirement. But based on their policies, especially the type of premiums that can be made, there are different types of annuity. There are five important types of annuity that must be understood - these are the immediate fixed annuity, deferred fixed annuity, variable annuity, tax deferred annuity and the equity indexed annuity. You can find out about these annuities with your insurance advisor and then select which is the right kind for you.
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