Have you got bad credit?
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nother component of your background where they keep a sharp eye on is any outstanding debts and/or bankruptcies. If you've had bad credit in the past but everything paid off, make sure to provide the credit agency with paper proof that those debts had been paid out. It may give your application for credit an added boost because you gave them physical proof, assurance, that you took your debt obligations seriously. Bankruptcy records, on the other hand, are harder to erase. If ever you happened to have fallen into this state, it will be very hard for you to obtain credit. Bankruptcies may be ignored if it is more than ten years past.
