retirement plans

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If the couple is young enough to have children, that cost, if unanticipated, can put a serious financial dent in the retirement money. Children will need food, clothing, medical care and probably college tuition. Planning children carefully can still allow a frugal couple a sound retirement plan. No one anticipates a divorce of course, but the fact is that’s where sixty percent of marriages end up. Most divorce settlements will involve the divvying up of the retirement plans, IRA’s, 401k's (retirement using the 401 k plan) and so forth. Most people never take this important step, and therefore don't achieve their retirement goals. 

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